The Jumpstart Loan℠ is our flagship acquisition product, underwritten and funded directly by Jumpstart.
Direct Loans for Acquisitions Under $500K
Built for Acquisition Deals
The Jumpstart Loan℠ is our flagship acquisition product.
It’s designed for buyers acquiring existing, cash-flowing businesses who value speed, clear feedback, and capital certainty.
Jumpstart Finance underwrites, approves, and funds these loans directly — without lender shopping or marketplace uncertainty.
30+
Years of Aggregated Experience
$1B+
Loans Funded
4,000+
Businesses Funded
Transaction Profile
The Jumpstart Loan℠ is structured for Main Street business acquisitions with the following characteristics:
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Purchase price generally between $50K and $375K
(Higher amounts may be considered with additional collateral or enhanced structure) -
Existing business with operating history
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Ownership transfer as part of the transaction
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No real estate or personal collateral required
Each transaction is underwritten individually, with consideration given to the business, buyer, and acquisition structure.
We Underwrite. We Approve. We Fund.
Execution Certainty
Acquisition timelines rarely wait on financing.
The Jumpstart Loan℠ is structured to minimize friction and provide clarity throughout the acquisition process.
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Direct underwriting and decision-making
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Clear credit parameters and timely feedback
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Fewer intermediaries and reduced process risk
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Capital aligned with real transaction timelines
Approvals are issued against a defined and executable path to close.
Seller Participation
Seller participation is a common and often valuable component of acquisition transactions.
The Jumpstart Loan℠ is structured to work alongside seller financing when appropriate.
Jumpstart can:
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Integrate seller notes into the capital structure
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Coordinate documentation and servicing
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Facilitate post-close liquidity options after seasoning
This approach allows buyers and sellers to align incentives without adding transaction complexity.
What Our Customers Say
Deal Parameters
A strong fit when:
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You are acquiring an existing, cash-flowing business
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The transaction falls within the Jumpstart Loan℠ range
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The buyer brings relevant operational capacity and experience
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Seller participation is part of the transaction structure
Outside our typical scope:
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The transaction involves a startup or franchise launch
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The business lacks operating history
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Capital is needed for general working capital purposes
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The primary need is lender sourcing or advisory
Clear parameters allow buyers, sellers, and brokers to move forward with confidence.
Opportunities outside Jumpstart’s acquisition focus may be supported through the Jumpstart Marketplace™, our secondary funding channel.
Important Disclosure: Jumpstart Finance structures and manages acquisition financing in partnership with Little Horn State Bank, Member FDIC, which serves as lender of record for The Jumpstart Loan℠ and other private credit solutions. All financing is subject to underwriting and eligibility requirements. Jumpstart Finance is committed to fair lending.