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Direct Loans for Acquisitions
Under $500K

The Jumpstart SMB Acquisition Loan℠ is our flagship product, underwritten and funded directly by Jumpstart.

Built for Acquisition Deals

The Jumpstart SMB Acquisition Loan℠ is our flagship product.

It’s designed for buyers acquiring existing, cash-flowing businesses who value speed, clear feedback, and capital certainty.

Jumpstart Finance underwrites, approves, and funds these loans directly — without lender shopping or marketplace uncertainty.

30+

Years of Aggregated Experience

$1B+

Loans Funded

4,000+

Businesses Funded

Transaction Profile

The Jumpstart SMB Acquisition Loan℠ is structured for Main Street business acquisitions with the following characteristics:

  • Purchase price generally between $50K and $375K
    (Higher amounts may be considered with additional collateral or enhanced structure) 

  • Existing business with operating history

  • Ownership transfer as part of the transaction

  • No real estate or personal collateral required

Each transaction is underwritten individually, with consideration given to the business, buyer, and acquisition structure.

We Underwrite. We Approve. We Fund.

We Underwrite.
We Approve.
We Fund.

Execution Certainty

Acquisition timelines rarely wait on financing.

The Jumpstart SMB Acquisition Loan℠ is structured to minimize friction and provide clarity throughout the acquisition process.

  • Direct underwriting and decision-making

  • Clear credit parameters and timely feedback

  • Fewer intermediaries and reduced process risk

  • Capital aligned with real transaction timelines

Approvals are issued against a defined and executable path to close.

What Our Customers Say

4.9

Seller Finance Solutions

Seller financing is common in acquisitions under $500K — but it only protects both sides when it's properly structured.

SellerBridge℠ replaces the basic promissory note with an institutionally documented process built for buyers, sellers, and their advisors.

SellerBridge℠ can:

  • Structure the seller note to institutional standards — market-based terms, personal guaranties, and secured collateral

  • Handle documentation and professional loan servicing from closing through payoff

  • Preserve future flexibility, including the option to have the note evaluated for potential purchase

The result: sellers carry financing with confidence, buyers close on a properly structured note, and both sides move forward on solid footing.

Move Forward With Clarity

If the Jumpstart SMB Acquisition Loan℠ appears aligned with your transaction, the next step is a brief conversation to review structure, eligibility, and timing.

Important Disclosure: Jumpstart Finance structures and manages acquisition financing in partnership with Little Horn State Bank, Member FDIC, which serves as lender of record for The Jumpstart Loan℠ and other private credit solutions. All financing is subject to underwriting and eligibility requirements. Jumpstart Finance is committed to fair lending. 

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