Senior secured private credit deployed by Jumpstart for larger or more complex acquisitions.
$500K+ Non-SBA Acquisition Capital
Structured
SBA Alternatives
Not every acquisition belongs or fits inside the SBA system.
For transactions above $500K, SBA eligibility rules, processing timelines, and government‑driven structures can introduce friction or limit feasibility. Jumpstart provides non‑SBA acquisition capital designed for buyers who require speed, certainty, and disciplined transaction design.
Across larger transactions, the objective remains the same: capital should conform to the realities of the deal — not the other way around.
30+
Years of Aggregated Experience
$1B+
Loans Funded
4,000+
Businesses Funded
Non‑SBA Capital Above $500K
Jumpstart Loan Fund
Senior Secured Private Credit
Jumpstart Loan Fund is a private credit vehicle designed to serve as a structured alternative to the SBA 7(a) program for lower middle‑market business acquisitions.
The Fund provides senior secured acquisition financing to:
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Small business acquirers
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Searchers and independent sponsors
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Qualified entrepreneurs acquiring operating businesses
Unlike SBA lenders, the Fund:
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Is not subject to SBA citizenship eligibility restrictions
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Is not constrained by SBA processing timelines
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Does not rely on government guarantees
As a result, the Fund can deliver speed, certainty, and underwriting flexibility for qualified borrowers.
Jumpstart Loan Fund targets high-credit-quality borrowers (700+ FICO, strong liquidity, personal guarantees) acquiring strong, cash‑flowing businesses, with loans typically in the $500K to $2MM range.
What Our Customers Say
One Platform, Multiple Capital Lanes
Jumpstart operates a unified acquisition platform with distinct non‑SBA solutions:
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Jumpstart SMB Acquisition Loan℠
Direct lending for acquisitions under $500K
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Jumpstart Loan Fund
Senior secured private credit for $500K–$2MM acquisitions
Important Disclosure: Jumpstart Finance structures and manages acquisition financing in partnership with Little Horn State Bank, Member FDIC, which serves as lender of record for The Jumpstart Loan℠ and other private credit solutions. All financing is subject to underwriting and eligibility requirements. Jumpstart Finance is committed to fair lending.
Investor Opportunities
Jumpstart structures and oversees acquisition capital across its platform, including participation from accredited investors aligned with Jumpstart’s underwriting standards, transaction architecture, and long‑term oversight approach.
The Jumpstart Loan Fund is supported by private capital operating within the Jumpstart framework. If you’d like to learn more about how you can get involved, additional information for investors is available in the For Investors section.