Insights

Every day, many people looking to become their own boss think to themselves, “I need a business loan” to start their new venture, but some may not have a business plan or even a business to begin with. So, how can they secure personal loans for business use? Is it even possible to secure personal loans for business use without a plan or a business?

Last month, the Federal Reserve raised its target federal funds rate for the first time in three years. While the increase was small, up from near zero by a quarter of a percentage point, it lays the groundwork for more hikes before the end of the year. What implications does this have on current interest rates on unsecured loans?

What is credit card utilization & does it impact your credit score? Read more here about credit utilization & how to calculate your credit card utilization!

What is the difference between a merger & acquisition? Are there different types of mergers? Read more on the differences between them, & the 5 types of mergers here!

Starting your own business is a commitment. Here's how you can start your own business, with the benefits of turning your side hustle into a full-time gig.

Securing funds to launch & grow a business is a challenge for small businesses. Here are SBA loan alternatives that include the best small business loans for start-ups.

The unsecured loan process can be mysterious to many. UFS breaks down unsecured loan criteria & the process for unsecured loan approval here!

Understanding what affects your credit score is imperative for loan approval. What goes into a credit score & how can you get that number for free? Read more here!

Understanding debt-to-income ratio & how to calculate DTI is important for those looking to secure a loan to fund their business needs. Read more about DTI here!